Salary comes in, and by the 20th it is hard to say where it went: UPI payments, kirana, EMIs, school fees, a wedding gift. This planner gives every rupee a job at the start of the month and shows you, in two minutes a day, where the money actually goes.
What you get
- 12-page printable A4 PDF: start-here routine, year at a glance, monthly budget with Indian categories (rent / EMI, gas cylinder, school fees, SIP / RD, kirana, milk, festivals and shagun)
- Daily expense log (31 days), bills & EMI due-date tracker for 12 months, kirana list with price check
- Six savings-goal trackers, yearly costs (sinking funds) planner, loan & credit card payoff tracker
- Udhaar register for money lent and borrowed, 52-week ₹ savings challenge, no-spend days tracker and month-end review
- Excel / Google Sheets budget: expense log with category dropdowns, automatic planned-vs-actual for all 12 months, dashboard for any month with chart, bills tracker with Paid / Due / Late, savings goals with progress %, udhaar balances
Files included
- Monthly-Budget-Planner-Rupees.pdf (12 pages, A4, undated, print-ready)
- Monthly-Budget-Planner-Rupees.xlsx (opens in Excel, Google Sheets, LibreOffice, WPS)
- README.txt
Who it is for
Salaried families, couples, students, homemakers and freelancers who want a clear, low-effort way to track money in rupees, on paper or on the phone.
Please note
A record-keeping printable by Digi Soft, not financial advice, and it does not promise any savings result. For investment, tax or loan decisions, please speak to a qualified adviser. Images on this page are illustrations. Instant digital download after payment, for personal use.
How to pay: only through the digisoftwar.com checkout (Razorpay). We never ask you to pay by any other link, QR code or bank account. If anyone asks you to, do not pay, and tell us at [email protected] or on WhatsApp +91 95665 27786.
FAQ
Is it in rupees?
Yes. All pages and the spreadsheet use ₹ and Indian household categories, which you can rename.
Does it work in Google Sheets?
Yes. Upload the .xlsx to Google Drive, open it with Google Sheets and choose File > Save as Google Sheets. It then works on your phone in the Google Sheets app and can be shared with family.
Is it dated?
No. It is undated, so you can start in any month and reprint pages every year.
Do I need to know Excel formulas?
No. Type your planned amounts and add expenses; totals, monthly actuals and the dashboard update by themselves.
Is it a physical diary?
No. It is an instant digital download you can print on A4 at home or at a print shop.
No reviews found!
No comments found for this product. Be the first to comment!